WhatsApp To Add All-Type File Transfer And UPI Payments

By Deepak Singh • Updated On 23 Jun 2017

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WhatsApp has been trying to reinvent its revenue model, as it announced when it waived off the annual $1 fee for all consumers. A new report by ET states that the Facebook-owned leading messaging platform is looking into adding UPI payment interface to its app, powered by SBI. (हिंदी में पढ़ें)

With the UPI integration, peer to peer money transfers (between bank accounts) will be possible directly via WhatsApp.

Also Read: WhatsApp Business Chat Tools To Open New Doors For Businesses

“Due to the complexity of the architecture, WhatsApp is in discussions with the State Bank of India, NPCI and few other banks to devise ways to integrate their systems with the bank and with NPCI,” a senior SBI official told the publication.

UPI adoption is rapidly increasing in India. Several major wallets and apps have already integrated or are in the process of integrating UPI payments, but a money transfer privilege being added to a ubiquitous platform like WhatsApp should be a big push for the digital economy.

That’s not all, WhatsApp is also testing another exciting feature. Reportedly, it will soon allow users to transfer all types of files through the chat window! There is a limit though. You will be able to transfer up to 100MB file on Android, 128MB one on iOS and 64MB on WhatsApp web.

Also Read: How To Transfer Freecharge Money Using WhatsApp

Currently, the feature is being rolled out to a few users and is under beta testing. Which implies that it could officially roll out for all users very soon.

Source 1, 2

Deepak Singh

Deepak Singh is a technology journalist and editor with over 13 years of experience covering consumer electronics. A computer engineering graduate, he has developed deep expertise in chipsets, displays, and hardware performance.

Over the past decade, Deepak has reviewed more than 700 products, including smartphones, laptops, TVs, and audio gear. He currently leads the editorial team at Smartprix, focusing on accurate, useful, and hands-on tech reporting.

When he’s not testing new devices, Deepak enjoys reading and spending time with his family.

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