The flagship phones are getting expensive every passing year, and the price segment ranging between Rs 30,000 to Rs 40,000 is now being referred to as mid-range. This is not a very aggressive price segment in India, but there are still quite exciting options available.

If you have a budget of under 40k, you can still expect premium design, best in class performance, a decent camera, and a flagship-grade experience. We have curated the list of best smartphones under Rs. 40,000 which you can consider in 2020.

Best Phones under Rs 40,000 to buy in India

1. iQOO 3

iQOO, Vivo’s disruptive sub-brand, debuted in India with the iQOO 3 (review). It is currently cheapest phone with Snapdragon 865 chipset in India. The iQOO 3 comes in three configurations with up to 12GB LPDDR5 RAM and up to 256GB UFS 3.1 storage.

iQOO 3 review cover photo

The top variant has 5G support, while the other two are 4G LTE enabled. This is essentially a gaming phone and iQOO also throws in air-triggers that are quite helpful in FPS games. Other highlights include AMOLED display, 4400mAh battery with 55W charging, and decent performing quad-rear cameras.

Display: 6.44-inch FHD+ AMOLED | Processor: Qualcomm Snapdragon 865 octa-core CPU  | RAM: up to 12GB| Storage: up to 256GB | Software: Android 10 | Rear camera: 48MP + 13MP + 13MP + 2MP | Front camera: 16MP | Weight: 208g | Dimensions: 158.5 x 74.9 x 9.2 mm |Battery: 4400mAh

2. Realme X50 Pro 5G

The Realme X50 Pro 5G (review) is currently cheapest 5G phone in India. The offers the latest Snapdragon 865 at a disruptive price point. The SoC is further paired with fast UFS 3.0 storage and LPDDR5 RAM, making it an excellent gaming device.

Realme X50 Pro 5G Review

We also noticed notable improvements in display quality and camera performance. The Realme X50 Pro 5G has a frost-finish Gorilla Glass 5 back and feels quite premium in spite of its big and bulky profile. If the idea of buying the latest Qualcomm flagship chip for a bargain price is what excites you, the Realme X50 Pro is definitely worth considering.

Display: 6.44-inch FHD+ AMOLED (90Hz) | Processor: Qualcomm Snapdragon 865 octa-core | RAM: up to 12GB| Storage: up to 256GB | Software: Android 10 | Rear camera: 64MP + 12MP + 8MP + 2MP | Front camera: 32MP | Weight: 205g | Dimensions: 159 x 74.2 x 8.9 mm |Battery: 4200mAh

3. Asus ROG Phone II

Asus wants its ROG Phone II (review) to be an option for both – mainstream phone buyers and gaming enthusiasts. Which is why the pricing of the second-generation ROG phone is really aggressive. Its first 120Hz refesh-rate screen phone in India.

Asus ROG Phone 2 announced

The handset is powered by Snapdragon 855 Plus octa-core chipset paired with up to 12GB RAM and up to 256GB storage, houses a beefy 6000mAh battery, has stunningly loud stereo speakers, a refined software, and a plethora of gaming features. Asus also retails a number of useful modular accessories that can be used to further enhance the gaming experience.

Display: 6.59-inch FHD+ AMOLED (120Hz) | Processor: Qualcomm Snapdragon 855+ octa-core CPU | RAM: upto 12GB| Storage: upto 256GB | Software: Android 10 | Rear camera: 48MP + 13MP | Front camera: 24MP | Weight: 240g | Dimensions: 171 x 77.6 x 9.5  mm | Battery: 6000mAh

4. OnePlus 7T

OnePlus 7T (review) is one of the most popular phones in this segment and has been tailor-made for the Indian market. Compared to 7, the 7T has a bigger AMOLED display with 90Hz refresh rate and is powered by the Snapdragon 855 Plus octa-core chipset.

The handset comes with triple rear cameras, has stereo speakers, UFS 3.0 storage and 3800mAh battery with faster warp charging.

Display: 6.55-inch FHD+ AMOLED Screen| Processor: 2.5 GHz Octa-Core Snapdragon 855 | RAM: 8GB | Storage: 128GB | Software: Android 10 Pie with Oxygen OS | Rear camera: 48MP +12MP + 16MP | Front camera: 16MP | Weight: 190g| Dimensions: 160.9 x 74.4 x 8.1 mm | Battery: 3800mAh

5. Asus 6Z (Zenfone 6)

Asus 6Z (Review) is another Snapdragon 855 powered handset that offers a premium experience and top-shelf hardware, without digging a big hole in your pocket.

This one also has a swanky flip rear camera that enables Asus to use a full notch-less screen. The Zenfone 6 houses a massive 5000mAh battery, retains Audio Jack, has stereo speakers and runs the new Zen UI that is closer to stock than ever before.

Display: 6.4-inch 1080 x 2340 | Processor: 2.5 GHz Octa-Core Snapdragon 855 | RAM: upto 8GB | Storage: 128GB, expandable upto 512GB | Software: Android 9 Pie with Zen UI | Rear camera: 48MP +13MP | Weight: 190 g| Dimensions: 159.1 x 75.4 x 9.2 mm | Battery: 5000mAh

6. Samsung Galaxy S10 Lite

Samsung usually retails its previous generation flagships in the under 40K price segment, but right at the start of 2020, the brand launched two outlandish options – Galaxy S10 Lite (review) and Galaxy Note 10 Lite – tailor-made to take on reigning flagship killers.

The Galaxy S10 lite has a 6.7-inch HDR 10 AMOLED display, runs Android 10-based OneUI and is the first Samsung phone in India to be powered by Qualcomm’s top tier series-8 chipset.

Display: 6.7-inch Full HD+ AMOLED | Processor: Snapdragon 675 SoC | RAM: up to 6GB | Storage: up to 512GB | Software: Android 10.0 | Rear camera: 48MP + 12MP + 5MP | Front camera: 32MP | Battery: 4500mAh | Weight: 186g | Dimensions: 162.5 x 75.6 x 8.1 mm 

4. Samsung Galaxy Note 10 Lite

Samsung Galaxy Note 10 Lite (review) is a lite phone that you may consider if you value an S Pen. The Bluetooth enabled stylus could be a handy tool, but not indispensable unless if it’s a professional requirement.

The Galaxy Note 10 Lite is powered by Samsung Exynos 9810 octa-core chipset paired with up to 8GB RAM and 128GB of UFS 2.1 storage. The handset comes with a 4500mAh battery and is available in attractive color options.

Display: 6.7-inch Full HD+ AMOLED | Processor: Snapdragon 855 SoC | RAM: upto 8GB | Storage: 128GB | Software: Android 9.0 | Rear camera: 48MP + 12MP + 5MP |Front camera: 32MP | Battery: 4500mAh | Weight: 187g | Dimensions: 164.3 × 76.7× 7.9 mm 

8. OnePlus 7 Pro

OnePlus 7 Pro (review) was the first phone from the company with cured screen. With a pop-up selfie camera it offers a uninterrupted viewing experience. Under the hood, it employs the might of 7nm Snapdragon 855 chipset, the former best from Qualcomm. Within the device, it also carries a up to 12GB RAM plus 128/256GB internal storage.

OnePlus 7 Pro

As for cameras, it boasts a 48 MP sensor with autofocus (f/1.8 aperture), 16MP wide-angle camera, and a 8MP ultra-wide sensor. On the front, there’s a 16MP selfie camera for selfies.

Display: 6.67-inch FHD+ AMOLED (90Hz) | Processor: Qualcomm Snapdragon 855 octa-core CPU | RAM: upto 12GB| Storage: upto 256GB ufs 3.0| Software: Android 10 | Rear camera: 48MP + 8MP +16MP | Front camera: 16MP | Weight: 206g | Dimensions: 162.6 x 75.9 x 8.8 mm | Battery: 4000mAh

9. Redmi K20 Pro (8GB, 256GB)

The top model of Xiaomi Redmi K20 Pro (review) with 8GB RAM and 256GB storage costs just 30,999 INR, which makes it a sweet deal.

Redmi K20 Pro FAQs

The Redmi K20 Pro is powered by one of the top Qualcomm SoCs – the Snapdragon 855 octa-core chipset, has a notch-free AMOLED display, an in-display fingerprint sensor, and a 48MP Sony IMX586 sensor-led triple camera system.

Display: 6.39-inch (19.5:9) Full HD+ AMOLED| Processor: Snapdragon 855 SoC | RAM: up to 8GB | Storage: 256GB | Software: Android Pie-based MIUI10 | Rear camera: 48MP+13MP+5MP | Front camera: 20MP | Battery: 4000mAh

10. Pixel 3a XL

Google launched a few relatively-affordable Pixel phones this year and both of these are now available for under Rs. 40,000. The Pixel 3a XL phone is unique and unconventional, but they do have the best cameras in their class.

Pixel 3a and 3a XL

The Pixel 3a XL is a phone that shall grant priority access to everything Google, including Android and security updates, and it also retains an Audio jack. The hardware isn’t alluring at all for the price in India, but the experience trumps the specs on paper. But yes, this one isn’t for most people, particularly gamers.

Display: 6-inch Full HD+ AMOLED| Processor: Snapdragon 670 SoC | RAM: 4GB | Storage: 64GB | Software: Android 10 | Rear camera: 12.2MP | Front camera: 8MP | Battery: 3700mAh | Weight: 167g | Dimensions:160.1 x 76.1 x 8.2 mm

Top 10 Phones Under Rs 40,000 in 2020

That concludes our list of best smartphones under Rs 40,000 in India. More and more consumers are willing to stretch their smartphone budgets these days, and that’s because our phones are no longer just frivolities. A number of necessary daily tasks are carried out on phones and young consumers value the premium experience more than ever before.

If you are willing to expand your budget by another 5K, here are other three options that you may consider:

Here’s is the list of top Phones Under Rs 40,000 in India in 2020

Best Phone Under ₹40,000 Price (In Indian Rupees)
iQOO 3 ₹34,999
Realme X50 Pro 5G ₹37,999
Asus ROG Phone II ₹37,999
OnePlus 7T ₹34,999
Asus 6Z (8GB +256GB) ₹34,999
Samsung Galaxy S10 Lite ₹37,999 (after cashback)
Samsung Galaxy Note 10 Lite ₹38,999
OnePlus 7 Pro ₹39,999
Xiaomi Redmi K20 Pro ₹30,999
Pixel 3a XL ₹39,990
Is there any 5G phone available under Rs 40,000?

Yes, Realme X50 Pro 5G is currently the cheapest 5G in India retailing at Rs 37,999.

Should I buy iPhone SE 2020 under Rs 40,000?

iPhone SE 2020 make a strong case itself. With limited time cashback offer on select credit card one can own it for Rs 38,000.

10 COMMENTS

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    • Hi Ashish, the phone is always accompanied by a cashback offer of up to 8000 INR that reduces the effective price. During Sales (that happen once in two or three months) the phone retails for as low as 35K. If you are interested, we recommend that you wait for price drop.

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